- Neighbors liability due to fire/material damages
- Business interruption (Standing Charges & loss of Profit), loss of rent, and loss of use.
- Removal of Debris
- Architect’s Fees.
- Act of terrorism
- Riots, Strikes and/or Civil Commotion
- Malicious Damage
- Insurrection, Revolution or Rebellion
- Mutiny and/or Coup d'Etat
- War and/or Civil War
FIRE & ALLIED PERILS (Named Risks)
Fire is an accidental occurrence independent of your will. It means burning with flames. It does not include scorching, melting or charring if that happens without flames.
The above plan is to cover accidental Physical/Material Damage to your property arising out of a covered Fire.
In addition to the Fire risk, Cover may also be extended to include additional Risks such as but not limited to : Water damage due to bursting of pipes & overflowing of tanks, Rain damage, Earthquake, Flood, Storm, Tempest, Burglary, Vehicle & Aircraft Impact & Accidental Plate Glass breakage.
PROPERTY ALL RISK INSURANCE (AS PER LM7 Wording)
If your insured property or any part thereof shall be accidentally physically lost, destroyed or damaged, the company will pay the adjusted value of the property at the time of the happening of its loss or destruction or the amount of such damage or at its option reinstate or replace such property or any part thereof.
Your accident will be covered if it falls under the policy terms & conditions & not under its exclusions.
ADDITIONAL BENEFITS to the above two lines:
POLITICAL VIOLENCE RISK:
Covers physical loss of or physical damage to the Buildings and Contents which belong to the Insured or for which the Insured is legally responsible, directly caused by one or more of the following below perils & subject to the exclusions stipulated in the policy wording:
JEWELRY BLOCK INSURANCE:
Jewelers block insurance is designed to provide coverage for the stock & merchandise of jewelry retailers, wholesalers, manufacturers, against physical loss or damage arising from any cause covered under conditions of JEWELLERS BLOCK INSURANCE special Wording.
whatever you are going through we will try to make it easier, we are only a call away:
In case of material damage, Call 01 985 000 Ext: 319