With the notably uprising risks on our roads, needless pain and suffering can be eliminated with Medgulf's comprehensive insurance policies.
The different packages can cover private and commercial vehicles, including third party liability, with personal accident benefits for both the drivers and passengers.
These policies can be protracted to include an obligatory policy which can be used for Lebanon's official yearly inspection.
Flexible coverage options are available with the later packages:
SILVER
- Vehicles Model: Not more than 15 years since manufactured
- Third Party/Material Damage up to USD 500,000
- Depreciation on Spare Parts / Car Parts
- Deductible on Scratching & Denting
- 15% Deductible on Total Loss Basis
- Minimum Premium: USD 350
GOLD
- Vehicles Model: Not more than 15 years since manufactured
- Third Party/Material Damage up to USD 1,000,000
- No Depreciation on Spare Parts / Car Parts
- No Deductible on Scratching & Denting
- 10% Deductible on Total Loss Basis
- Replacement Car Benefit
- Dealer Repair Benefit (2020 till 2023)
- Partial Theft Benefit
- Minimum Premium: USD 450
PLATINUM
- All conditions of the “Gold” program with the below added benefits
- Vehicles Model: Not more than 15 years since manufactured
- Natural Hazards up to car value
- Registration Fees: 7.5%
- Minimum Premium: NO MINIMUM PREMIUM
THIRD PARTY LIABILITY / MATERIAL DAMAGE - BODILY INJURY
- Driving a car on public roads can result in harm to people or damage to property
- Insurance coverage is essential to address liability in accordance with local laws
- The coverage applies regardless of whether the driver is a family member or an employee of the vehicle’s owner
- Different plans are available according to the coverage limit and benefits
COMMERCIAL - MINI VANS (RAPID, KONGO & THE LIKE)
- Vehicles Model: Not more than 8 years since manufactured
- Third Party/Material Damage up to USD 100,000
- Depreciation on Spare Parts / Car Parts
- Scratching & Denting not covered
- 15% Deductible on Total Loss Basis
- Minimum Premium: USD 600
TOTAL LOSS
- Vehicles Model: Not more than 18 years since manufactured
- Third Party/Material Damage up to USD 100,000
- Depreciation on Spare Parts / Car Parts
- 15% Deductible on Total Loss Basis
- Minimum Premium: USD200
ORANGE CARD
The Orange card is a Third-Party Liability Motor Insurance, covering accidents in Arab countries including Algeria, Bahrain, Egypt, Iraq, Jordan, Kuwait, Libya, Morocco, Qatar, Tunisia and the UAE, according to the compulsory insurance laws of each participating country. The Orange Card tariffs are pre-set by ACAL (Association des Companies d'Assurance au Liban) Arab United Office and managed by ACAL.
